I'm finally starting to realize why there are so many "personal financial advisors" out there. I finally got motivated to update a bunch of my investment activity into Microsoft Money (a very useful tool, though I'm not the type that tracks my personal spending and makes budgets), and looked at how everything was doing. Well, there were surprises, both good and bad. I'm mostly a mutual fund kind of guy, and have my investments spread out into over a dozen funds at various financial institutions. I follow some more closely than others, and was surprised to find some that were really struggling despite the market being fairly flatline this year. So it seems that my laid back approach to investing isn't really the best way to go about things. Part of me wants to throw it all together and not have as much to track, but they always say not to put all of your eggs in one basket. But you never hear anyone talking about having too many baskets that it's hard to keep an eye on all of them.